Sunday, August 14, 2016

Maternity Benefits

Pregnant? Employed? SSS member? Qualified?

Qualifications:

The maternity benefit is offered only to female SSS members. A member is qualified to avail of this benefit if:
1. She has paid at least three monthly contributions within the 12-month period immediately preceding the semester of her childbirth or miscarriage.
2. She has given the required notification of her pregnancy to SSS through her employer if employed; or submitted the maternity notification directly to the SSS if separated from employment, a voluntary or self-employed member.
The maternity benefit shall be paid only for the first four (4) deliveries or miscarriages starting May 24, 1997 when the Social Security Act of 1997 (RA 8282) took effect.
Here's how to avail the SSS maternity Benefits.

1.Notification

Notify your employer (As soon as a member becomes pregnant) by submitting the following:
2.Reimbursement
  • Maternity Notification Form duly stamped and received by SSS
  • Maternity Reimbursement Form
  • UMID or SSS bio metrics ID card or two (2) other valid IDs, both with signature and at least one (1) with photo and date of birth

Additional Requirements

§  Normal delivery - certified true or authenticated copy of duly registered birth certificate. In case the child dies or is a stillborn, duly registered death or fetal death certificate.
§  Cesarean delivery - certified or authenticated copy of duly registered birth certificate and certified true copy of operating room record/surgical memorandum.
§  Miscarriage or abortion - obstetrical history stating the number of pregnancy certified by the attending physician and dilatation and curettage (D&C) report for incomplete abortion, pregnancy test before and after abortion with age of gestation and histopath report for complete abortion.

3.Filling Procedure

Claims may be filed at the nearest SSS office. However, processing will be done at the branch where the employer and employee records are based.

Unemployed, self-employed or voluntary paying members should notify the sss directly.

Take Note:
1. The company advances the payment if you are employed. Make sure that it is correctly computed. Here's how to compute .

2. When you submit the documents, make sure you save a copy with their signature as a proof that they have received the documents. It’s is for record purposes. My experience was after 3 years the company deduct my salary unexpectedly which covered almost 1 payroll. Their reason was they over pay me. But if you have a record, you can always check if they are telling the truth and you have your proof.

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